Knowing their medical history, we were immediately skeptical. The agent worked with Health Insurance Companies that we knew would not typically cover individuals with such conditions. Despite the client clearly disclosing their pre-existing conditions, the agent sent them a questionnaire and instructed them to answer “No” to all health-related questions, claiming this was standard because pre-existing conditions were “excluded.”

When you drive into Spain, there’s no border control to stamp your passport. That means you’ll need to take an e

Updated June 2024 The NON-Lucrative Visa. The non-lucrative visa (NLV, and often referred to as the retirement or none-working visa) is...